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Archive for June 5th, 2006

prosper.com

Private loan aggregation site.  The interesting trick is how to uniquely identify a user.  As computer price drop below $100, users who are more likely to need this kind of money are going to be able to have access to these prime+ loans.  They already have it setup so it’s extremely easy to float credit derivatives and take the spread.  It’s the exact kind of system I want to do with microloans, except they did it with MS technology :(

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